8 Month Liquid Certificate
Keep your money within reach.
Savings with flexibility
Build your savings with our 8 Month Liquid Certificate with easy access to your funds.
8 Month Liquid Certificate benefits:
- One penalty-free withdrawal
- Additional deposits of $1,000 or more can be made at any time
- Fixed 3.00% APY1
- Low minimum opening balance of $1,000
Easy access to accounts:
- Online Banking—review transaction history, utilize budget tools, make external transfers, and more.
- Mobile Banking2 including Bill Pay, Deposit, Send Money Powered by PayPal™3
- Free eStatements
- CoastLine Telephone Banking
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- APY = Annual Percentage Yield. Rates are accurate as of 10/29/2024. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Fees could reduce earnings. Rates and terms are subject to change without notice. Visit yamxpj.com or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.
The minimum deposit required to open the 8 Month Liquid Certificate is $1,000. The minimum balance to earn the 3.00% APY is $1,000. Offer excludes individual retirement accounts. New money only. Additional deposits of $1,000 or more each may be made at any time into your 8 Month Liquid Certificate account. After the first seven days, you may make one penalty-free withdrawal of $1,000 or more during the term as long as that withdrawal either leaves a balance of $1,000 or more, or closes the certificate. At maturity, your 8 Month Liquid Certificate account will automatically renew into an 8 Month Certificate account at the prevailing rate in effect at that time, and credited dividends become part of the principal. - Check with your wireless provider to determine if data and text messages rates apply.
- Maximum transfer amount is $1,000. There is no fee to use this service. Funds will be transferred immediately if the recipient has an email address or mobile number linked to a PayPal account.
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